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Do This & Watch Your Credit Score Soar!

As I go through the process of shopping for my first home, the importance of a good credit score is on the forefront of my mind. I got my first credit card when I was 18 years old. Don’t worry, I didn’t use it to book a flight for spring break or some other activity that a college student lives to regret.

I was terrified to own a credit card because no one I knew personally had one. The only thing that I had heard about credit were the stories my Nigerian parents told me about the financial ruin that descended upon distant relatives who subjected themselves to the clutches of debt. Nonetheless, I wanted to face my fears and see if I could master the art of successfully managing debt.